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Swinto J.S.C (hereinafter referred to as Swinto) owns the website www.swinto.com

These general terms and conditions apply to the Swinto website www.swinto.com and its visitors to this website (hereinafter referred to as “User”).

Use of the Website means that the user is fully aware of all the general terms of use of the website, the privacy policy and the data security. Swinto reserves the right, whenever necessary, to change the general terms of the website, privacy, and data security policy, as well as any other terms, regulations, guidelines or warnings.

User Information

The user agrees to use this website and its materials legally and appropriately, in accordance with applicable law.

Swinto strives to provide accurate, transparent, and up-to-date information on its website. This does not rule out the possibility that omissions may sometimes occur for objective reasons.

Swinto will not be liable for the consequences, including possible damages, that come as a result or are in any way related to your access to or use of this website. The information contained on this website is provided for personal use only and for informational purposes only. You as a user of this website are personally responsible for the interpretation and perception of the accuracy, completeness and usefulness of the information contained on this website.

The user must refrain from:

  • Unauthorized use of the Website;
  • Use of the website and / or its Content for illegal purposes or, contrary to the terms set forth;
  • Printing, copying, broadcasting that violates the provisions set forth in the copyright law, the law on personal data protection and other laws;
  • Non-compliance with industrial or intellectual property rights of materials produced by Swinto.

Viewing or copying the website does not give you rights to any material or software.

Personal Data Protection and Data Security Policies

Swinto data privacy and security policies ensure that data received from customers for the purpose of providing services, remain under customer control and completely secure.

Swinto understands the great importance of the value of customer data and implements all measures to ensure that such data is not compromised, while fully complying with legal standards. In this regard, Swinto implements strict security measures for physical and online data regarding our customers, ensuring that our customers are not endangered by any action or omission on our part.

Information for our customers is an important part of our business, and maintaining such information to the highest security standards is one of the pillars of our business. Similar to data security, with the same high standards, Swinto ensures customers that the information provided is processed accurately, efficiently and confidentially.

Each employee is trained in security protocols and assumes legal responsibility for all aspects of data security and personal data protection.


None of the content on the Swinto website constitutes financial, investment, legal or other advice, nor should it be relied upon in making an investment or other decision. Before making any investment decision, you should get relevant and specific professional advice, given after a financial analysis.

Website, disclaimer of warranty and liability

Use of the Website is free and at the sole responsibility of the user. By accessing the Website, and other linked sites, including, but not limited to, social media sites, you agree to all the terms of use of the Website in force.

Swinto reserves the unconditional right to shut down the website, change the domain, suspend, discontinue, or discontinue the operation of the website without any obligation or responsibility to the visitors of the site and other third parties.

The content of the website is for informational purposes only and may not be endorsed by any party in connection with other purposes.


Industrial Property

All parties and users accessing the Swinto website and other linked sites acknowledge Swinto’s industrial and intellectual property rights. All intellectual property and related material rights, including but not limited to trademarks, logos, trademarks, text, images, conversations, audio and video, databases, software, are owned by Swinto and are under exclusive ownership. of Swinto.

Access to the Website and other forms of communication with Swinto, under no circumstances, constitutes any right in relation to such materials.

Material and content made available or developed by Swinto, including but not limited to text, graphics, logos, button icons, images, tables, audio clips, data compilers, are the property of Swinto and are protected by the authorities competent in Kosovo, EU, and international copyright laws.

Furthermore, the trade name, logo, graphics, icons, photographs and related service names developed or available through Swinto are trademarks. Trademarks may not be used by third parties without the prior written consent of Swinto.

The User agrees and acknowledges all trademarks and intellectual property rights in the Content and/or anything else used on the Swinto Website.

The use, duplication, communication and / or distribution of such items for commercial gain or purposes is strictly prohibited, as is any modification or fragmentation thereof. To maintain these rights, written consent will be required in advance for any use other than that specifically permitted. If such laws are violated, Swinto will pursue legal proceedings in the competent authorities for infringement of trademark and intellectual property rights.


If any third party believes that Swinto has in any way infringed their intellectual property or any data breach, they should contact Swinto immediately and notify them of the allegations via info@swinto.com or by phone at one of the numbers listed on the website.


Cookies are installed through the website and transferred to your device to enable systems to recognize your device and provide personalized features.

Swinto does not guarantee smooth and uninterrupted access to this website.