{"id":559,"date":"2023-11-17T02:53:22","date_gmt":"2023-11-17T02:53:22","guid":{"rendered":"https:\/\/shtheme.com\/demosd\/teeno\/?page_id=559"},"modified":"2025-06-17T13:53:49","modified_gmt":"2025-06-17T12:53:49","slug":"kushtet-rregullat","status":"publish","type":"page","link":"https:\/\/swinto.com\/en\/kushtet-rregullat\/","title":{"rendered":"Kushtet &#038; Rregullat"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"559\" class=\"elementor elementor-559\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0684be8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0684be8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-690c573\" data-id=\"690c573\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c60a6e elementor-align-left elementor-widget elementor-widget-bdevs-title-widget\" data-id=\"5c60a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdevs-title-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"page-title-area pb-100 bg-light bg-img\" data-bg-image=\"http:\/\/swinto.com\/wp-content\/uploads\/2025\/06\/BG-WHITE-2.png\" style=\"background: url(http:\/\/swinto.com\/wp-content\/uploads\/2025\/06\/BG-WHITE-2.png);\">\n    <div class=\"container\">\n        <div class=\"content text-center\">\n            <h2>Terms &amp; Conditions<\/h2>\n            <nav aria-label=\"breadcrumb\">\n                <ol class=\"breadcrumb\">\n                    <li class=\"breadcrumb-item\"><a href=\"http:\/\/swinto.com\/en\/\">Home<\/a><\/li>\n                    <li class=\"breadcrumb-item active\" aria-current=\"page\">Terms &amp; Conditions<\/li>\n                <\/ol>\n            <\/nav>\n        <\/div>\n    <\/div>\n    <!-- Bg colors -->\n    <svg class=\"mw-100 bg bg-1\" data-src=\"\" data-unique-ids=\"disabled\"\n        data-cache=\"disabled\"><\/svg>\n    <svg class=\"mw-100 bg bg-2\" data-src=\"\" data-unique-ids=\"disabled\"\n        data-cache=\"disabled\"><\/svg>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1160c07 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1160c07\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-138f2ba\" data-id=\"138f2ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ca585b elementor-align-left elementor-widget elementor-widget-bdevs-terms-widget\" data-id=\"6ca585b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdevs-terms-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"terms-condition-area pt-100 pb-70\">\r\n    <div class=\"container\">\r\n        <div class=\"row\">\r\n            <div class=\"col-lg-9 col-md-12 m-auto\">\r\n            \t\t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Terms<\/h4>\n                        <p>Swinto Kosova Sh.A (hereinafter referred to as Swinto) is the owner of the website www.swinto.com\nThese general conditions are applicable to the Swinto website www.swinto.com and to its visitors to this website (hereinafter referred to as \u201cUsers\u201d).\nThe use of the website means that the user fully understands all the general conditions of use of the website, the privacy and data security policy. Swinto reserves the right, whenever necessary, to change the general conditions of the website, the privacy and data security policy, as well as any other conditions, regulations, instructions or warnings.\n<\/p>\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Information for Users<\/h4>\n<p>\n    The user agrees to use this website and its materials legally and appropriately, in accordance with applicable legislation.\nSwinto makes every effort to provide accurate, transparent and up-to-date information on its websites, this does not exclude the possibility that omissions may sometimes occur for objective reasons.\n<\/p>\n<p>\n    Swinto shall not be liable for any consequences, including any potential damages, arising out of or in any way related to your access to or use of this website. The information contained on this website is provided for personal use and for informational purposes only. You, as a user of this website, are personally responsible for interpreting and perceiving the accuracy, completeness and usefulness of the information contained on this website.\n<\/p>\n\n<h5>The user must refrain from:<\/h5>\n<ul>\n    <li>Unauthorized use of the website;<\/li>\n    <li>Use of the website and\/or its content for illegal purposes or in violation of the stated terms;<\/li>\n    <li>Printing, copying, broadcasting that violates the provisions set forth in the copyright law, the law on the protection of personal data and other laws;<\/li>\n    <li>Failure to respect industrial or intellectual property rights of materials produced by Swinto.<\/li>\n<\/ul>\n\n<p>\n    Failure to respect industrial or intellectual property rights of materials produced by Swinto.\n<\/p>\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Personal Data Protection and Data Security Policies<\/h4>\n\n<p>\n    Swinto's privacy and data security policies ensure that data obtained from customers for the purpose of providing services remains under the customer's control and completely secure.\n<\/p>\n\n<p>\n    Swinto understands the great importance of the value of customer data and implements all measures to ensure that such data is not compromised, being fully compliant with legal standards. In this regard, Swinto implements strict security measures for physical and online data relating to our customers, ensuring that our customers are not put at risk by any action or inaction on our part.\n<\/p>\n\n<p>\n    Our customers' information is an important part of our business, and storing such information with the highest security standards is one of the pillars of our business. Similar to data security, with the same high standards, Swinto assures customers that the information provided is processed accurately, efficiently and confidentially.\n<\/p>\n\n<p>\n    Every employee is trained in security protocols and assumes legal responsibility for all aspects of data security and personal data protection.\n<\/p>\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Support<\/h4>\n                        <p>None of the content on the Swinto website constitutes financial, investment, legal or other advice, nor should it be relied upon in making an investment or any other decision. Before making any investment decision, you should obtain appropriate and specific professional advice, based on a financial analysis.<\/p>\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Website, disclaimer of warranties and liability<\/h4>\n                        <p class=\"mb-0\">Use of the Website is free of charge and at the sole risk of the user. By accessing the Website, and other linked sites, including but not limited to social media sites, you agree to all applicable website terms of use.\nSwinto reserves the unconditional right to close the Website, change the domain, suspend, terminate or cease operating the Website without any obligation or liability to visitors to the Website and other third parties.\nThe content of the Website is for informational purposes only and cannot be relied upon by any party in relation to any other purposes.\n<\/p>\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Industrial Property<\/h4>\n\n<p class=\"mb-0\">\n    All parties and users accessing the Swinto website and other related sites acknowledge the industrial and intellectual property rights of Swinto.\nAll intellectual property and rights relating to the materials, including but not limited to trademarks, logos, trade names, text, images, chats, audio and video, databases, software, are held by Swinto and are under the exclusive ownership of Swinto.\n<\/p>\n\n<p>\n    Access to the website and other forms of communication with Swinto, under no circumstances, grants any rights in relation to such materials.\n<\/p>\n\n<p>\n    The material and content made available or developed by Swinto, including but not limited to text, graphics, logos, button icons, images, tables, audio clips, and data compilations, are the property of Swinto and are protected by competent authorities in Kosovo, EU, and international copyright laws.\n<\/p>\n\n<p>\n    In addition, the trade name, logo, graphics, icons, photographs and names of related services developed or available through Swinto are trademarks.\nTrademarks may not be used by third parties without the prior written consent of Swinto.\n<\/p>\n\n<p>\n    The User agrees and acknowledges that all trademarks and intellectual property rights in the content and\/or anything else used on the Swinto website are protected.\n<\/p>\n\n<p>\n    The use, duplication, communication and\/or distribution of such elements for profit or commercial purposes is strictly prohibited, as is any modification or fragmentation thereof.\nPrior written consent will be required for any use other than that specifically permitted to retain these rights.\nIf such laws are violated, Swinto will pursue legal proceedings with the competent authorities for infringement of trademark and intellectual property rights.\n<\/p>\n\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Complaints<\/h4>\n\n<p class=\"mb-0\">\n    If any third party believes that Swinto has in any way infringed their intellectual property or any data breach, they should immediately contact Swinto and notify them of the claims via email info@swinto.com or by telephone at one of the numbers listed on the website.\n<\/p>\n\t                <\/div>\r\n\t            \t                <div class=\"item-single radius-md mb-30\" data-aos=\"fade-up\">\r\n\t                    <h4>Cookies<\/h4>\n\n<p class=\"mb-0\">\n    If any third party believes that Swinto has in any way infringed their intellectual property or any data breach, they should immediately contact Swinto and notify them of the claims via email info@swinto.com or by telephone at one of the numbers listed on the website.\n<\/p>\n\t                <\/div>\r\n\t                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9d2508b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9d2508b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-95e28d3\" data-id=\"95e28d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c95cdc elementor-align-left elementor-widget elementor-widget-bdevs-newsletter-widget\" data-id=\"8c95cdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdevs-newsletter-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"newsletter-area newsletter-1\">\r\n    <div class=\"newsletter-inner position-relative z-1 px-60\">\r\n        <div class=\"overlay bg-primary opacity-1\"><\/div>\r\n        <div class=\"container\">\r\n            <div class=\"row align-items-center\" data-aos=\"fade-up\">\r\n                <div class=\"col-lg-6\">\r\n                    <div class=\"content ptb-30\">\r\n                        <h2 class=\"color-white mb-30\">Download the Swinto App for Free<\/h2>\r\n                        <div class=\"content-text w-75 w-sm-100\">\r\n                            <p class=\"text color-white\">Create a successful financial network\nand manage your money at any time<\/p>\r\n                        <\/div>\r\n                        <div class=\"btn-groups mt-30\">\r\n                            <a href=\"https:\/\/apps.apple.com\/us\/app\/swinto\/id1593659577\" class=\"btn btn-img radius-md\" title=\"App Store\" target=\"_blank\">\r\n                                <img decoding=\"async\" class=\"lazyload blur-up\" src=\"https:\/\/shtheme.com\/demosd\/teeno\/wp-content\/uploads\/2023\/11\/placeholder.png\" data-src=\"https:\/\/shtheme.com\/demosd\/teeno\/wp-content\/uploads\/2023\/11\/app-store.png\" alt=\"App Store\">\r\n                            <\/a>\r\n                            <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.swinto.swinto&amp;hl=en\" class=\"btn btn-img radius-md\" title=\"Play Store\" target=\"_blank\">\r\n                                <img decoding=\"async\" class=\"lazyload blur-up\" src=\"https:\/\/shtheme.com\/demosd\/teeno\/wp-content\/uploads\/2023\/11\/placeholder.png\" data-src=\"https:\/\/shtheme.com\/demosd\/teeno\/wp-content\/uploads\/2023\/11\/play-store.png\" alt=\"App Store\">\r\n                            <\/a>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                <div class=\"col-lg-6 align-self-end\">\r\n                    <div class=\"image d-none d-lg-block\">\r\n                        <img decoding=\"async\" class=\"lazyload blur-up\" src=\"https:\/\/shtheme.com\/demosd\/teeno\/wp-content\/uploads\/2023\/11\/placeholder.png\" data-src=\"http:\/\/swinto.com\/wp-content\/uploads\/2025\/02\/TELEFONAT-1-1.png\" alt=\"Image\">\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Kushtet &amp; Rregullat Ballina Kushtet &amp; Rregullat Kushtet Swinto Kosova Sh.A (tutje referuar si Swinto) \u00ebsht\u00eb pronare e faq\u00ebs s\u00eb internetit www.swinto.com K\u00ebto kushte t\u00eb p\u00ebrgjithshme jan\u00eb t\u00eb zbatueshme p\u00ebr faqen e internetit t\u00eb Swinto www.swinto.com dhe p\u00ebr vizitor\u00ebt e saj n\u00eb k\u00ebt\u00eb faqe interneti (n\u00eb tekstin e m\u00ebtejm\u00eb \u201cP\u00ebrdorues\u201d). P\u00ebrdorimi i faqes s\u00eb internetit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":286,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/home-template.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-559","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/pages\/559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/comments?post=559"}],"version-history":[{"count":36,"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/pages\/559\/revisions"}],"predecessor-version":[{"id":2161,"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/pages\/559\/revisions\/2161"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/media\/286"}],"wp:attachment":[{"href":"https:\/\/swinto.com\/en\/wp-json\/wp\/v2\/media?parent=559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}